I must admit that I used to be one of those who shunned insurance agents for the fear that they would pressurize me to buy a policy. It was hard for me to understand why I needed a life insurance policy at that time. You can't blame me as I was only in my early 20s then and it was hard to part 10% of my salary to paying insurance. I wanted all for my own pleasures and indulgences!
But things changed as I grew older and I understood the need for a no medical exam life insurance policy. Finally, I bought mine and even purchased one for my mom. It was tough convincing her to get one too! It took me some time to convince her on why she needed a Senior Life insurance at that time. Looking back, I wished I had bought my policy earlier since it would be 'cheaper' and the cash value would be higher too. Anyways, I'm still glad I made the decision to get mine... what about you?