I got a call from my credit card company, Citibank, the other day informing me that I had been granted a Platinum card. This news came as a pleasant surprise and of course, the first thing I asked her was, "How much was the annual card fees?" I had been told that Platinum card subscription rates weren't cheap.
To my surprise, she told me that my card fees remained the same as my current Classic - and did I say YES to the offer? You bet! Having a Platinum card means a credit limit increase and most importantly, better privileges and perks. The only person who wasn't excited was my dh (*wink*) cos he was afraid that I would go wild with my spending!
But like I always say, it is important to spend within your limits and buy only things you can afford. That is the reason why I haven't accepted any 12-months 0% interest payment schemes. I prefer to only save up to buy something or not buy at all. These days, it is so easy to end up in credit card debts.
If you like to read some informative articles relating to credit cards, here is one that talks about choosing the right card and the other is on the types of cards available in the marketplace.
1 comment:
Interestingly I received an offer of a free (no fee) platinum card from Citibank too. I contemplated for a while but decided in the end that I don't need a big credit limit. With the amount of credit card fraud that goes on these days, I thought it is best that I don't have too many credit cards and prefer a small credit limit.
Post a Comment