Christmas is over and in a few days' time, we are into a new year. It's a new era, a new beginning for many of us, a new set of goals, new dreams, new ambitions, new resolutions...etc.
I believe many are looking forward to the new year though we are armed with much caution with the current bleak economic outlook. But whatever the papers, the financial magazines, the experts or the professionals are saying about what will happen in 2009, let's move forward with courage, enthusiasm, optimism, joy and hope.
If 2008 has not turned out the way you like it to be, don't be disheartened. Life is about learning and renewing, keep counting your blessings and smile through the hard and good times, tough and happy moments. Put the past behind you and be renewed for a greater year ahead.
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