process of owning our first home

Owning a home is a natural decision for any couple who plans to spend their lives together. Looking back, it was exciting choosing our 'love nest' when Alex and myself were getting married 7 years ago. At that time, I preferred a condominium as I was concerned about the security of staying in a house. But eventually, we bought a link house after considering the valuation and cost effectiveness of a house.

Like most couples, we shopped for the best mortgage loans from several banks, comparing the interests offered and other terms and conditions that came along with the proposal. We needed to make sure that there would be no hidden fees and the interests was fixed at a certain rate. Then we we had to check on our down payments with mortgage payment calculator so that the home loan could be reduced, which meant less interests over the next 10-20 years. Using a free mortgage calculator is useful during the entire planning process especially if you are not familiar with interests and the calculation process.

should I invest in a property in Singapore?

My mom is bugging me to buy a place in Singapore. I can sense that she still hope that I'll return to Singapore one day to live but I'm afraid she may be disappointed. But I may still consider speaking to a real estate agent to see if it's the right time to invest in a property. I had a friend who bought a 3 room flat in Holland Village and it seemed that the ROI was pretty attractive. Investing in a property may force me to save and spend less. Besides, rental income is another good stream of income if the ROI is good. I should seriously discuss with DH about this.

learn real estate investing for FREE

As the popular saying goes, "Good things don't come for free". True? Not really. The online world has provided us lots of learning opportunities for FREE and some of these are the best material that are not easily available in the offline world.

Today, I finally had a chance to chat with my best friend whom I know for 23 years. She was telling me about her coming trip to Melbourne and that her husband is planning to buy a landed property for their coming migration. This reminded me that in a few years' time, DH and myself would need to think about real estate investing in Australia. And the time to learn real estate investment is NOW.

Learning how to invest in real estate, the techniques, strategies and tools are available to you for FREE at PEI University. With the step by step online program, you can be one of those who bought and sold over $242 million in real estate. Learn this at your own pace as the program shows and teaches everything you need to know to be a successful real estate investor. I know it sounds too good to be true that it is free so why don't you hop down and check it out for yourself?